RSA Equity Contribution for Residential Mortgage

Thinking of unlocking the door to home ownership?

Talk to us at ARM Pensions about utilizing part of your RSA Balance for Residential Mortgage! The National Pension Commission (PenCom) has given the green light for the implementation of the Guidelines on accessing Retirement Savings Account (RSA) Balance for Equity Contribution in Residential Mortgage Payments by RSA Holders. This remarkable approval aligns with Section 89 (2) of the Pension Reform Act 2014 (PRA 2014), which empowers RSA holders to utilize a portion of their RSA balance to contribute towards the equity payment for a residential mortgage.

Eligible RSA holders enrolled in- either the Contributory Pension Scheme (CPS) or Micro Pension Plan (MPP) now have the opportunity to use up to 25% of their RSA balance as equity contribution toward a residential mortgage. This is a great opportunity for RSA holders to achieve their dream of owning a home. Take advantage of this chance to bring your home ownership aspirations to reality.

Eligibility and Application

Click here to read the eligible criteria.

If you are eligible to apply, click here to download the RSA Equity Contribution for Residential Mortgage form.

Got Questions?

Please click here to access our FAQ. For more information on accessing RSA balance towards payment of equity contribution for a residential mortgage, please send an email to or call +234 1 2715000 or 0700CALLARM (0700 2255 276)